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Self-Employed?
We Get Mortgages Done

Getting a mortgage when you're self-employed can feel harder than it should be. We specialise in finding lenders who understand your income — — and getting you approved.

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Everything You Need

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Income Assessment

We know how lenders assess self-employed income — sole trader, partnership, or limited company. We present your finances in the best light.

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Flexible Accounts

Many lenders accept just one or two years of accounts. We know which ones and match you accordingly.

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Complex Income

Dividends, retained profits, multiple income streams — we structure your application to maximise borrowing.

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Contractors & Freelancers

Day-rate contractors and freelancers have specialist options. We access lenders who understand contract-based income.

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Whole-Market Search

We search the full market including specialist lenders to find deals high-street banks won't offer.

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Protection Advice

We'll ensure you have the right life insurance and income protection alongside your mortgage.

How It Works

Our simple process keeps things stress-free

1

Free Chat

Tell us about your situation — income, deposit, and what you're looking for.

2

We Search

We scan the market and present you with the best options, clearly explained.

3

We Handle It

From application to completion, we manage the entire process for you.

Common Questions

How many years of accounts do I need? +
Most lenders ask for two to three years, but some accept just one year. We know which lenders are most flexible for self-employed applicants.
Can I use retained profits? +
Yes, many lenders now consider salary plus dividends plus retained profits for limited company directors. We'll help you present this effectively.
What is an Flexible Accounts? +
It can be more complex, but with the right broker it doesn't have to be harder. We specialise in self-employed applications and know which lenders to approach.
Do you charge for advice? +
No. Our service is free for you. We earn a commission from the lender when your mortgage completes.

Ready to Get Started?

Book a free, no-obligation consultation. Our team is ready to help you with expert advice tailored to your needs.

Call 01438 214662